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Blown Tire Totals My GDE 2014 RAM Longhorn Ecodiesel

1206 Views 25 Replies 13 Participants Last post by  throback614
First time poster, long time lurker/learner. Thought I'd see what you all thought about what my insurance company is telling me regarding the damage my blown driver's side tire did. While driving to the Smokies to do some Trout fishing I blew the front tire going through Knoxville on 40. The heavy 285/65/20 BFG All-terrain totally destroyed itself before coasting to a stop as the engine cutoff and the dash lit up with every light and icon imaginable. Dead as a door nail, stuck in Drive. The blown tire had folded the inner liner and then proceeded to beat the exposed wire bundle and eventually ripped the connector off the main wire harness. Several broken wires could be seen, as well as the upper control arm dust boot being ripped off. Long story short, the insurance Company against my wishes to have it repaired wants to "Total" the car telling me there is $15,308 in repairs/damages... ??? Almost HALF of which is parts/labor on "Frame Assembly, part # ~350905927". I was speechless, thinking how the heck could RAM DESIGN such a weak Truck Frame that could destroy itself in less than 20 seconds of tire beating? I'd like to hear RAM CARES weigh in on that one. I was under there six months ago installing a new set of Bilstein 5100 shocks and remember that assembly looking pretty stout. Truck is in fantastic condition except for the rust coming out in places on the original painted front bumper cover (I already HAVE a chrome replacement cover that I haven't put on yet) and of course the Insurance company is dumping all over the truck to devalue and drive down their payout. I am absolutely sick, I love that truck....
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Welcome Throback(y), man that is a bummer:cry: hope you're able to get something worked out;)
Have a body shop/electrical shop have a look to see how they compare to the Insurance Company.
I'm sure glad there were no injuries. I hope you figure out a way to save the truck.
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Hard to imagine how a tire can damage the frame. Do you have some photos of the damage?
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Have a body shop/electrical shop have a look to see how they compare to the Insurance Company.
Good input. Truck is almost 100 miles away in Bowling Green but I'm planning on getting down there tomorrow to drop off my stock ECM, get my personal stuff, and grab the GDE ECM. Will definitely talk to the Shop guys then. My gut feeling is most Insurance adjusters, repair shops, and Dealerships would rather NOT work on the potential electrical nightmare job of replacing that main wiring harness octopus and then tracking down any remaining electrical gremlins... (I did see a few broken wires on the downstream main connector side also...) By adding a bunch of "repair" parts they can push it into the total loss column easily...
Hard to imagine how a tire can damage the frame. Do you have some photos of the damage?
That was my initial reaction. Will be taking buku pictures when I get down there. At the time all I saw was that the upper control arm boot was knocked-off/missing.
Sorry to hear, and I'd like to know what exactly part #350905927 is that your insurance company wants to replace , because its not a frame part number that I can find anywhere .
This is a first and not a pleasant one. Take lots of pictures and give this forum an education.
Sorry to hear, and I'd like to know what exactly part #350905927 is that your insurance company wants to replace , because its not a frame part number that I can find anywhere .
Yes, I was unable to find anything either under that number!
First time poster, long time lurker/learner. Thought I'd see what you all thought about what my insurance company is telling me regarding the damage my blown driver's side tire did. While driving to the Smokies to do some Trout fishing I blew the front tire going through Knoxville on 40. The heavy 285/65/20 BFG All-terrain totally destroyed itself before coasting to a stop as the engine cutoff and the dash lit up with every light and icon imaginable. Dead as a door nail, stuck in Drive. The blown tire had folded the inner liner and then proceeded to beat the exposed wire bundle and eventually ripped the connector off the main wire harness. Several broken wires could be seen, as well as the upper control arm dust boot being ripped off. Long story short, the insurance Company against my wishes to have it repaired wants to "Total" the car telling me there is $15,308 in repairs/damages... ??? Almost HALF of which is parts/labor on "Frame Assembly, part # ~350905927". I was speechless, thinking how the heck could RAM DESIGN such a weak Truck Frame that could destroy itself in less than 20 seconds of tire beating? I'd like to hear RAM CARES weigh in on that one. I was under there six months ago installing a new set of Bilstein 5100 shocks and remember that assembly looking pretty stout. Truck is in fantastic condition except for the rust coming out in places on the original painted front bumper cover (I already HAVE a chrome replacement cover that I haven't put on yet) and of course the Insurance company is dumping all over the truck to devalue and drive down their payout. I am absolutely sick, I love that truck....
Hi: throback614... Sounds like a good case of the "Easier to right it off... than work it off". The Ins. Co. would then sell it and that buyer would have to do the repairs and back on the road it goes!!! " Will the circle be unbroken".
Dieseldragon North shore of Lake Erie.
You can always let them total it then buy it back for penny's on the dollar and have it fixed someplace else. Yes you will have a salvage title but if it all works out financially speaking then so what. "If you want to keep it" Do your home work first.
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You can always let them total it then buy it back for penny's on the dollar and have it fixed someplace else. Yes you will have a salvage title but if it all works out financially speaking then so what. "If you want to keep it" Do your home work first.
If the OP lives in a state where that can be done, Here you can do it and it will have to be inspected as I understand it, Tennesse requires that it be "rebuilt" by a "certified" rebuilder, but if legal and insurable it seems it would be worth it to me to, but like you mentioned check local regulations/requirements, you sure would not want to be holding a big albatross 😬
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I'd phone that insurance company and get them to tell you what "Frame Assembly, part # ~350905927" is.......
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Some perspective,

Had a 2500 Cummins stolen, spike strips deployed and it was used by the perps to ram 5 cop cars. The perps then outran the cops on 1 good tire; truck was found in a river the next day.

They didn't total it; $28k dollars in damages and the truck was in the shop longer then the perps were in jail.


My suggestion,
Take the total; get fair market value and buy a different one. I spent months dealing with the shop(s) and the insurance company. I didn't get any benefit by holding onto this particular truck, if anything I wasted a bunch of time. Oh, and it wasn't 'the same' after the repairs. There is a reason vehicles with a lot of damages have special 'marks' on there titles, don't lobby to keep one.
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My gut feeling is most Insurance adjusters, repair shops, and Dealerships would rather NOT work on the potential electrical nightmare job of replacing that main wiring harness octopus and then tracking down any remaining electrical gremlins...
I wouldn't think it's a nightmare, they likely replace entire sections of harness from connector to connector.
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Some perspective,

Had a 2500 Cummins stolen, spike strips deployed and it was used by the perps to ram 5 cop cars. The perps then outran the cops on 1 good tire; truck was found in a river the next day.

They didn't total it; $28k dollars in damages and the truck was in the shop longer then the perps were in jail.

My suggestion,
Take the total; get fair market value and buy a different one. I spent months dealing with the shop(s) and the insurance company. I didn't get any benefit by holding onto this particular truck, if anything I wasted a bunch of time. Oh, and it wasn't 'the same' after the repairs. There is a reason vehicles with a lot of damages have special 'marks' on there titles, don't lobby to keep one.
I'm surprised it was not considered a flood vehicle, BTW, those are a nightmare, I don't care that the water "only got this high" BS, you never be finished working on it 😬
Truck is in fantastic condition except for the rust coming out in places on the original painted front bumper cover (I already HAVE a chrome replacement cover that I haven't put on yet) and of course the Insurance company is dumping all over the truck to devalue and drive down their payout. I am absolutely sick, I love that truck....
If you love the truck, then I would have it repaired. Make a deal with your insurance company and pay the rest.
UPDATE - Sorry, for the "silence on the line" with the coms. Picked up my stuff Memorial Day weekend took 82 pics and am in negotiations by "talking to the Supervisor" at the Insurance Co. trying to get treated fairly..... Driver's side the same.

Negotiations...

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Gave me a "POOR" Body valuation with "PENETRATING RUST MULTIPLE PANELS" condition for that truck.
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