Anyone who borrows on the equity in a loan needs to take a refresher economics course. IMOSounds like you need to kick that tire MAS. Is that a space in there meaning you live at MA's or with MA? Just wondering. And Finn, I borrowed 10 grand on my loan a couple yrs ago as I had plenty a equity in it to buy a trans am (interest was at 1.99 vs 5.99 if I borrowed it for trans am) if ya really need to know or if ya don't know the whole story, Just shut your pie hole and keep scrolling. Easier said then done by some I guess!